Pathways: Setting goals, building trust, accelerating recovery

Start Date

1 February 2026

End Date

8 October 2026

Project Participants

Status: Completed

Opportunity 

Australians experiencing mental health-related income protection claims often face complex recovery journeys involving multiple stakeholders and support services. The sector identified an unmet need for those on claims to set meaningful personal goals and increase autonomy through the recovery journey. 

The project was an opportunity to co-design a digital readiness and goal-setting platform, Pathways, that aims to improve outcomes for life-insured customers experiencing mental ill-health while on income protection claims.  

Project Objectives  

The Pathways project sought to: 

  • understand the drivers of poor outcomes in mental health claims, where complexity, delayed engagement, and unrecognised psychosocial barriers often remain obscured 
  • co-design the Pathways platform in partnership with health consumers, insurance sector and rehabilitation service providers to ensure the platform is accessible and aligned with the real-world needs of users navigating recovery and insurance systems. 

The project refined and evaluated the Pathways platform concept through a co-design process and established a qualitative evidence base from stakeholder interviews and focus groups. Research identified important themes relating to personalised recovery support, claimant engagement, trust, readiness for recovery and service navigation. Prototype requirements and implementation recommendations were also generated to inform future development.

The project has strengthened collaboration between academia, insurers and rehabilitation providers while generating actionable evidence for improving recovery support services. Findings are expected to inform future development of scalable digital recovery tools, enhance claims management practices, and support more personalised approaches to recovery for people experiencing mental health-related income protection claims. 

Integrity, Excellence,
Teamwork and Authenticity

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